Gayle's Blog

With its abundance of lakes, river, and streams that have many different types of game fish, the Twin Cities has plenty of spots that are perfect for fly fishing. Whether you prefer walking a stream, wading in a river, or casting from a boat, pier, or the shore, you'll be able to do it at several area locations.
  
Try the following five fly fishing destinations around the Twin Cities and located near Minneapolis homes for sale or St. Paul homes for sale.  

1. Lake Calhoun – about 3 blocks west of Lake St. and Hennepin Ave., Minneapolis   
   Lake Calhoun is a prime spot to fish for bluegill, crappie, tiger muskie, Northern pike, largemouth bass, walleye, yellow perch, bullhead, and carp. The pier lets you cast into deep water, so you don't necessarily need a boat to reel in a big one. Recommended flies include the wooly bugger, bass popper, small nymphs, and minnow patterns. And as an added bonus, you'll be able to enjoy beautiful views of the Minneapolis skyline from the lake.

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What can be more relaxing than snoozing in your own backyard in a hammock? As you peruse some of the incredible outdoor spaces that complement our Coon Rapid homes for sale and our Detroit Lakes homes for sale, imagine yourself stretched out there in a comfortable new hammock. Or perhaps you enjoy camping and would like to use a hammock instead of a camp chair. With so many options, you're bound to find one that suits you perfectly. 

• Rope or fabric?
  Generally speaking, hammocks are generally made from loosely woven ropes for hot climates and fabric for cooler locations. But while the Detroit Lakes area is much cooler than most southern climes, summers may still be warm enough for an attractive rope hammock, if you prefer. Just keep in mind that as the weather cools down, you might wake up from your nap a little stiff. A cozy comforter may be necessary to keep you warm enough. Rope choices include cotton and polyester. Cotton is the most comfortable choice since the fibers stretch with your movements. Polyester is more durable, standing up to the tests of heat and moisture. Another modern option in fabric models is quilting. With soft fiber between two layers of fabric, quilted hammocks offer additional warmth, as well as comfort.

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When looking for a vacation home, it's important to consider what type of community you'd like to live in. If being near the water appeals to you, you should absolutely look at Brainerd homes for sale. Brainerd is becoming a popular choice for those buying vacation homes. The lakefront setting makes for peaceful living, and there are plenty of nearby activities to enjoy, such as the following.

• Mountain Biking
  The Brainerd area is a top destination for mountain bikers, offering many scenic trails. The Cuyuna Country State Recreation Area has more than 30 miles of singletrack trails spread out over 800 acres. Wildlife is abundant in the region, so you're likely to spot red-tailed hawks, beavers, and maybe even a bald eagle.
  
  If you'd rather ride a paved trail, the Paul Bunyan Trail is a great option. It winds through scenic countryside, but also passes some local shops and restaurants.

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Housing 

Despite elevated demand for housing, construction of new homes fell in April, with the U.S. Department of Housing and Urban Development and the U.S. Census Bureau reporting a 9.5% decrease in housing starts from the previous month. Rising building costs continue to hinder affordability and inventory for many homebuyers, although shortages in labor, issues with the U.S. supply chain, and lasting impact from late winter storms have also contributed to the decline in new construction activity, putting some projects on pause for the time being.  

Provided by the Minneapolis Area Association of Realtors.

Mortgage Rates

Mortgage rates are down below three percent, continuing to offer many homeowners the potential to refinance and increase their monthly cash flow. In fact, homeowners who refinanced their 30-year fixed-rate mortgage in 2020 saved more than $2,800 dollars annually. Substantial opportunity continues to exist today, as nearly $2 trillion in conforming mortgages have the ability to refinance and reduce their interest rate by at least half a percentage point.

~Provided by www.freddiemac.com 05-27-21

Anything that doesn't serve you shouldn't have a place in your home and your life. If you just bought one of Glenwood homes for sale, decluttering will make your move easier and less costly. But one of the obstacles you'll face is deciding what to do with the unloved, unused stuff you want to get rid of. Well, donating your items is a really great way to make a difference in someone's life and keep your home clutter-free. Some items, however, are better off recycled or thrown away. As a general rule of thumb, only allocate something to the "Donate" pile if it's in working condition, looks appealing, and is of decent quality. Items that won't be doing anyone any good should be tossed. Read on to get an idea of what to and what not to drop off at your local donation center.

• Unwanted Clothing
  If you haven't won the clothes in the back of your closet for over a year, it's time to make room for new love. Sort through your closet and donate old clothing, shoes, and accessories that you never wear but are still in good condition. The chances of that sock being reunited with its partner are slim, so you're better off tossing orphaned socks or repurposing them as dust rags. Anything in your closet that has holes or stains should be tossed.

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